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Update: Operation Rebuild Credit

So I realized it’s been awhile since I talked about the state of my credit. Partially because it still sucks, but also because I hate the judgment that always follows. Nonetheless, if I’m going to have a blog about getting out of debt, I’ve got to talk about my debt at some point, right? As [...]

How Does Debt Negotiation Work?

The following is a guest post from Suzan Bekiroglu. When consumers are making their debt payments, but are unable to prevent the amount from increasing due to fees and interest charges, debt negotiation may be required. This process assertively seeks to reduce and to resolve financial obligations. Essentially, the creditor agrees to accept a lesser [...]

Do You Engage in Pro-Debt Behaviors?

  Yesterday my ex-husband burst through my front door without knocking. “I need your help!” he gasped. I’m thinking someone in his family is very sick or dying, or maybe he wrecked his car. But of course, if you’ve read some of my background, you know better. No, the “emergency” was that his debit card [...]

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